Financial Fitness: Saving on back-to-school items

August 5, 2026 - 01:11

As the summer winds down, families across the region are staring down the annual list of school supplies, new clothes, and electronics. The cost can add up quickly, but with a little planning, you can keep your budget intact without sacrificing what your kids need. Financial experts suggest starting with a clear inventory of what you already have at home. Pens, notebooks, and backpacks from last year often have plenty of life left, so do a quick audit before heading to the store.

Another smart move is to set a firm spending limit per child and stick to it. This forces you to prioritize needs over wants. When it comes to bigger ticket items like laptops or calculators, wait for the late summer sales cycles, which typically offer the deepest discounts. Also, consider buying in bulk with other parents for shared supplies like printer paper or hand sanitizer. Many stores now offer price-matching policies, so use your phone to compare prices while you shop. Finally, don't overlook the power of a simple envelope system. Withdraw the cash you plan to spend and leave the cards at home. It is a tangible way to see exactly where your money is going and helps avoid those impulse buys at the checkout line. A little effort now can mean a much healthier bank account when the school bell rings.